Question 1

What is a tradeline?

Accepted Answer

A tradeline refers to a type of account that can appear on someone’s personal credit report. Specifically, revolving credit tradelines are accounts that have a credit limit, balance, and payment history. An owner of a tradeline can extend the account to someone else’s credit by adding them as an authorized user. Positive attributes of the tradeline will be extended to the authorized user. Essentially, you can “rent” the affects of positive credit accounts for a limited time. Please see our tradeline offerings if you are interested in becoming an authorized user.

Question 2

Is my information safe?

Accepted Answer

All personal information is deleted and removed after the user has been added to a Tradeline. Your personal information will not be stored or saved.

Question 3

How do I contact Sopro Credit if I have questions?

Accepted Answer

If you have any questions or need assistance, please refer to our Contact Page to send us a message.

Question 4

What information is required to be added to a tradeline?

Accepted Answer

The information required depends on the bank:Discover: Requires Name, SSN, Date of Birth, and User Address.Capital One: Requires Name, SSN, Date of Birth, Email, and Phone Number.Other banks may have specific requirements which will be clearly listed at checkout.

Question 5

How long does the tradeline remain on my credit?

Accepted Answer

Tradeline authorized users will remain on the account for at least (2) reporting months. After being removed, the positive affects to your credit will start to gradually diminish over time. Extensions are available.

Question 6

Can I get a tradeline using CPN?

Accepted Answer

Unfortunately CPNs are not allowed. You’ll need to use your SSN to be added to a tradeline.

Question 7

How soon after purchase will the account show up on my credit?

Accepted Answer

The timing can vary. It may take up to 30 days as an authorized user before the tradeline is first reported. Reporting typically occurs on the closing day or within seven (7) days after the subsequent and eligible reporting date.

Question 8

What does 'reporting months' mean?

Accepted Answer

'Reporting months' refers to the number of months the tradeline will be actively reporting to your credit profile. For most of our tradelines, this is for a period of 2 months.

Question 9

What happens if a tradeline is 'Not Available'?

Accepted Answer

If a tradeline is marked as 'Not Available', it means all the available spots for that tradeline have been filled. Some tradelines may have an 'Available on' date, which indicates when new spots will become available.

Question 10

How do I add a tradeline to my cart?

Accepted Answer

Simply click the 'Add to Cart' button on any available tradeline card. You can view your selections in the cart at any time.

Question 11

Can I add multiple tradelines to my cart?

Accepted Answer

Yes, you can add multiple tradelines to your cart. After adding a tradeline, you will be prompted to either 'Add Another Tradeline' or 'Checkout'.

Question 12

How do I view my cart and checkout?

Accepted Answer

You can view your cart and proceed to checkout by clicking the cart icon in the top navigation bar.

Question 13

What happens after I submit my purchase request?

Accepted Answer

After you submit your purchase request, you will receive an email with further instructions on how to complete the payment and provide the necessary information to be added as an authorized user.

Question 14

What payment methods are accepted?

Accepted Answer

Zelle and Cash App are the only accepted payment methods at this time. Specific payment details will be discussed as part of the purchasing process. To get started, please see our tradeline offerings.

Frequently Asked Questions